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The Treasury's main payment system, PAM, handles about $5 trillion a year, roughly a billion dollars an hour. When we first looked at it, payments could be processed with no categorization or description – basically, untraceable blank checks. If this were a public company, it would be delisted, and the executives would be in jail. We recommended making payment categorization codes mandatory with some explanation required for each payment. This radical change is being implemented now, and I think it probably saves $100 billion a year. Where was that money going? It's hard to say what was waste and what was fraud. If the government sends money to someone who doesn't deserve it, is that waste, or fraud?

We found that the government was essentially sending untraceable blank checks. If a public company did this, they'd be delisted and executives would go to prison, but it's normal in the government. We recommended to the Treasury and Federal Reserve that payment categorization codes be mandatory, not optional, and that every payment need some explanation, even if we don't judge the quality of it. This is a radical change that's now being implemented. I'm guessing it probably saves about $100 billion a year. Where was that money going? It's hard to say if it was waste or fraud. Many payments were just approved and kept going even after the approving officer changed jobs, retired, or died. It's like forgetting to cancel a gym membership, but instead of $20 a month, it's $20 billion a year.

We've discovered $2.7 trillion in improper payments to Medicare, Medicaid, and overseas recipients who shouldn't have received them. This is just one example of the fraud, waste, and abuse we're identifying daily. Elon Musk highlighted Social Security payments being made to deceased individuals, which is clearly fraudulent. We're also finding contracts where, for instance, a million dollars was allocated, but only $500,000 was actually spent. Where did the remaining funds go? These are the issues we're addressing daily. This is exactly what President Trump promised to do during his campaign, and we are delivering on that promise.

Doge, led by Elon Musk, investigates government waste and fraud. The team found the Treasury lacked budget codes for $5 trillion in payments, and a $4 billion COVID fund was misused for parties at Caesar's Palace and stadium rentals. The Department of Education now requires receipts for fund withdrawals, but these are not verified. The Small Business Administration gave $330 million in loans to dead people and $660 million to babies or people with future birthdates. The Inter-American Foundation (IAF) spends only 58% of its funds on grantees, such as alpaca farming in Peru, with the rest going to management and travel. Only 10-15 cents of each dollar reaches the intended recipient due to layers of subcontractors. The United States Institute of Peace was found to have loaded guns, spent money on private jets, and had a $130,000 contract with a former member of the Taliban. The agency's chief accountant deleted over a terabyte of accounting records, and unspent funds were moved to a private bank account. The government stores retirement papers in a mine, a process taking six months and involving manual calculations. The Postal Service is losing billions annually due to regulations since 2007. "Big Balls" is working on payment computer systems to root out fraud, as most systems lack payment accountability. Doge members have faced threats and hostility for their work.

Speaker 0 expresses a vision to transform government transparency and control over spending. The core goal is to blockchain the entire federal government, and to have every dime of federal spending online in real time, so there is day-by-day, month-by-month visibility into what the Department of Interior and Veterans Affairs (and other agencies) are spending money on. The speaker suggests there could be national security risks with such transparency, noting that some aspects could be “black box” or restricted, but asserts the ideal is real-time visibility into government spending. The speaker argues that the public should know exactly how money is spent, asking concrete questions like what the Department of Interior is spending money on, and whether they are buying items such as “$50 hammers” or “$200 bandages.” The overarching point is that this is “our money” and “we are the sovereign,” because “we create the government,” we earn the money, and “the government extract it from us with our consent.” Therefore, there is a right to know where the money goes.

As governor, I saw firsthand government waste, but what Elon is finding is stunning. One agency had 13,000 employees but 37,000 software licenses, many unused. With millions of federal employees and credit cards, the opportunities for fraud are immense. Shockingly, there are millions of dead people still in the Social Security system. We need to address the low-hanging fruit. Keep good employees but eliminate unnecessary positions. I was in a meeting where it was revealed there are more government credit cards than employees, and the number of people on Social Security rolls is incredible. Checks go out automatically, and nobody is checking. Contract officers retire, but the money keeps flowing. Even diligent companies struggle to stop improper payments. Agencies like USAID don't track appropriations. Basic changes are needed to ensure taxpayer dollars are spent wisely.

Good evening. We're starting with Musk and "Big Balls," specifically people working for Elon Musk's "Department of Government Efficiency," or Doge. One case involves a 19-year-old, who goes by the username "Big Balls". These are young computer experts. Who doesn't feel better about "Big Balls" being in charge of American air traffic control?

Twitter, at least, was breaking even and passing audits. The federal government, however, is losing trillions annually and failing its audits. Senator Collins mentioned giving the Navy billions for submarines, only to find out the money disappeared without any new submarines. This level of waste is enabled because they're accustomed to operating this way without accountability. As Milton Friedman said, money is most poorly spent when you're spending someone else's money on people you don't know, which perfectly describes the federal government's situation.

I discovered that 20 million dead people are marked as alive in the social security database. Most fraud doesn't come directly from social security payments, but from disability, unemployment, and fake medical payments because these individuals are incorrectly marked as alive. We need to implement a simple "are you alive" check to prevent these fraudulent payments. This type of negligence would result in a public company being immediately delisted, and its executives imprisoned, but it's considered normal within the government. Therefore, I recommend that the Treasury and Federal Reserve make payment categorization codes mandatory, requiring an explanation for each payment, even if it's basic. This change would significantly improve the current system and potentially save hundreds of billions of dollars annually.

A basic search of the Social Security database revealed 20 million dead people marked as alive. While it's unclear if they're directly receiving Social Security payments, their "alive" status allows them to fraudulently obtain disability, unemployment, and fake medical payments. The fraud occurs because government databases don't communicate well. For example, the Treasury's main payments computer, PAM, handles $5 trillion in payments annually, roughly a billion dollars an hour. We discovered payments lacked categorization codes and descriptions, essentially untraceable blank checks. If a public company operated this way, it would be delisted, and executives would face imprisonment.

The Pentagon hides billions of dollars, with no accountability or audits. We need transparency. The only way to uncover the truth might be if someone leaks information online before mysteriously dying.

The speakers discuss identifying and addressing fraud and waste in government payment systems, where there is often no clear accounting of where the money goes. One speaker uses "Big Balls" as a LinkedIn username to signal risk-taking. Team members have faced hostility, including email threats and effigy hangings, for their work. One member dropped out of Harvard to contribute, citing the greater impact of this work. They emphasize their intense work ethic and dedication. They also highlight the collaboration with government employees who are eager for reform and express gratitude to those helping reduce waste and fraud. They stress that many government employees are dedicated and want to improve systems, and they are providing the tools and collaboration to empower them. Conflict is the exception, not the rule.

My Reagan administration mentors couldn't penetrate bureaucratic obfuscation because they lacked technical expertise. Elon Musk's team gained direct access to tech systems, a first for any administration. They bypassed gatekeepers and uncovered shocking data. We're talking payments to people with duplicate or no social security numbers, totaling up to $100 billion. Funds were also traced to entities like Internews Network, pushing a specific viewpoint globally, and even to protesters worldwide. We're being transparent about it; we accessed the data directly and exposed it. It's only been twenty days, and we're already releasing a lot. People are trying to slow us down, but the main question is can we stop their grift?

Chairman Marcia Taylor Green's subcommittee discovered $2.7 trillion in improper payments to Medicare, Medicaid, and overseas recipients. These payments went to individuals who should not have received them. Doge is identifying fraud, waste, and abuse daily. Elon Musk mentioned Social Security payments being sent to deceased individuals. There are also contracts where, for example, a million dollars was allocated, but only $500,000 was disbursed, raising questions about the missing funds. Doge is actively addressing these issues. President Trump campaigned on this and is delivering on that promise.

Speaker 0 stated that people on LinkedIn take themselves too seriously and avoid risk, so they decided to do the opposite. Currently, they are working on payment computer initiatives to root out fraud and waste. Speaker 0 found that there is no accounting of where payments actually go within the payment computer. When looking at a specific line item, like $20,000,000, it is often unknown where the money is going. Speaker 0 believes this lack of accountability is a huge cause for concern because the upstream entity distributing the money has no checks and balances, making it a significant vector for fraud, waste, and abuse. They claim there is no incentive to respect taxpayer money when working in the government, and incentives determine outcomes.

I consider myself a humble tech support, and that’s almost a literal description of the work the Doge team is doing to help fix government computer systems. Many of these systems are extremely old and don't communicate, and the software doesn't work. The overall goal is to help address the enormous deficit. We simply cannot sustain $2,000,000,000,000 deficits. The interest on the national debt now exceeds the Defense Department spending. If this continues, the country will become de facto bankrupt. It's not an optional thing; it is essential. If we don't do this, America will go bankrupt. I'm confident that we can find a trillion dollars in savings.

There's tremendous fraud and abuse happening, and I'm holding a news conference tomorrow to reveal some of the entities that have received hundreds of millions, even billions of dollars. It's hard to believe this kind of fraud can occur. When you see billions being wasted illegally, there's likely kickbacks or corruption involved. Millions are given for minimal effort, and that money comes back in some form. They're spending massive amounts of money on ridiculous items. Out of 200 expenditures I reviewed, only three seemed reasonable. I commend Elon for his work in uncovering this fraud. He doesn't need to do this, especially with the abuse he faces. He and his team, which started with 12 people and has now grown to almost a hundred, have found more than anyone else could. People are joining to help because there's massive fraud.

I estimate over $100 billion in taxpayer money is wasted or stolen. I'm working to expose government waste, like with USAID. Elon Musk noticed my work on X, which was a shock. I use AI to analyze public databases, revealing fraud in federal grants and NGOs. People who say this data has always been available miss the point. I'm indexing it to make it accessible; AI is crucial because of the data's volume. My current project maps relationships between people in government, exposing connections like marriages and shared board memberships. Both Democrats and Republicans are involved in conflicts of interest, like congress members voting to fund NGOs they sit on. It's not a partisan issue. Exposing this is risky, and has changed my life, but I feel it's a mission I must pursue.

My team at the Department of Government Efficiency (DOGE) uncovered $100 billion in wasted Medicare and Medicaid funds. Working with two senior CMS veterans, we had read-only access to their payment and contracting systems. Our mission was to find ways to use resources more effectively, but we discovered massive waste and potential fraud. CMS processes over a billion Medicare claims annually and manages billions in Medicaid funds. They recently suspended 850 agents for suspected fraud. The Department of Justice has also been prosecuting healthcare fraud cases, with billions of dollars in losses. This discovery highlights a massive scandal, potentially the biggest in US history, and is prompting calls for similar transparency initiatives in other countries. We need major reform, absolute transparency over tax spending, and human oversight to ensure this doesn't happen again.

I estimate that over $100 billion of taxpayer money is being wasted or stolen. I'm a former programmer who uses AI to search public databases for government waste, like exposing USAID. Elon Musk noticed my work and shared it, which I'm grateful for. I'm working on a project to analyze connections and relationships between people in the government. You start to notice that they're all working together; they know each other. I want to map those relationships and put it on my website. Both Democrats and Republicans are involved in this corruption. We even have sitting members of Congress who sit on the NGOs and vote in congress for money for themselves. It's a huge conflict of interest. Exposing these things is scary, but I feel called to do this work.

We're uncovering massive fraud, waste, and abuse daily. Recently, it was discovered that there were $2.7 trillion in improper payments to Medicare, Medicaid, and overseas. Social Security payments are even going to deceased individuals. We're also seeing contracts where the full amount wasn't delivered. For example, a million-dollar contract might only see $500,000 distributed, and we're working to find where the rest of the money went. This is exactly what I campaigned on, and what 77 million people elected me to do.

A lot of Americans' money has been stolen through fraud and improper payments. In one of my first hearings, we discovered criminals using social security numbers of dead people or people over 115 years old to get small business loans and steal money from federal programs. We need to work to fix these issues in our legislation, budgets, and appropriations. This is a bipartisan issue; we're addressing money being fraudulently used and stolen. The American people are being robbed blind through improper payments, fraud, and outdated systems. Some federal agencies hire third-party vendors to hold data instead of communicating within the government. We are currently $36 trillion in debt, and we can't afford to keep losing money this way.

We've found some odd things, like bureaucrats with modest salaries somehow accumulating millions while in their positions. It makes you wonder where that money comes from. It seems taxpayers are footing the bill for this wealth. Basic controls that any company would have are missing at Treasury, like payment categorization codes or comments explaining payments. The "do not pay" list, meant for terrorists and fraudsters, takes up to a year to get on and isn't even used. Departments fail audits because of these missing controls. It boils down to complaint minimization. Approving all payments avoids complaints, even from fraudsters. But we need to complain when money is misspent and demand taxpayer dollars are used wisely. It's just common sense. We even see people claiming Social Security who are 50 years old!

I know people who worked in the Reagan administration. When they asked the bureaucracy questions, they were often blocked and deterred because they weren't technical. Elon Musk's team bypassed this by directly accessing the tech systems. No president has ever done this. They found crazy things like payments to people with duplicate or no social security numbers, totaling up to a hundred billion dollars. Payments were also going to organizations like Internews Network, which promotes a left-leaning point of view, and to protesters worldwide. My team is being transparent about it. We went to the data, we found it. We've only been at this for twenty days, so give us a chance. We're already releasing a lot of information. People are trying to slow us down, but the biggest question is whether we can stop their grift.

The speaker uses "BigBalls" as their LinkedIn username to avoid being perceived as overly serious or risk-averse. They didn't expect anyone to notice it. Currently, the speaker is working on payment computer-related tasks, specifically aiming to eliminate fraud and waste. The initiative involves examining payment computers, revealing a lack of accounting for where payments are directed. For instance, a $20,000,000 line item lacks a clear destination, a common issue in many payment systems.