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Curious Showell visits a Hasidic village in Upstate New York described as having about 44,000 residents who primarily speak Yiddish and average seven kids per family. Showell claims the community relies heavily on state assistance and welfare programs such as Medicare, SNAP, housing assistance, and tax credits because of the large families. When asked how many kids people have here, Showell is told “Seventeen, eighteen,” and that they are “proud to do what the Torah says, that you need be multiple and fruitful.” He asks how they can afford many children, and the response is that wealthy community members give charity and the community is based on this. Showell questions whether people are on welfare. One person references taxes and property payments, saying, “The Jewish people, Justin Kirsch, Joel, their taxes covers everything that we take back. They pay a lot of property …” The interviewee refuses to comment about welfare use, and when pressed further about someone being on welfare, declines to answer. In terms of employment, individuals describe themselves as having jobs in sales and home care, with one mentioning selling chocolate. There is uncertainty about who uses welfare: Showell notes that “Most people on Medicaid, SNAP, EBT” while the interviewee claims not to know “for other people” but says “I’m not gonna tell about myself.” When asked about EBT usage, one person initially states “100%” would use EBT for groceries, then corrects to “35%,” indicating a lack of consensus. Showell also asks what most men do for work; the response includes “I have a job” and “I’m in sales,” with the product being food, specifically chocolate. Showell and the interviewee visit a synagogue where many are praying, with a note that the schedule is “09:00 sharp.” The dialogue touches on welfare use within the community, with one line indicating that “BT percent, like all of the communities, you have eight kids, you can also get benefits,” followed by a statement that “These are all teenagers” and the age of Showell’s interviewer as 21. In closing, Showell characterizes the situation as an example of a theocratic ethnic enclave, suggesting that Curious Joel is an example of only Jews living there and that many are tapping into welfare benefits.

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Living costs in Canada are overwhelming, shifting from a cost of living to a cost of survival. A single mother, working 3 jobs, shared her struggles with debt to the government. The CRA criticized her for not maxing out credit cards to pay them, urging her to cut back on groceries for her 3 children. She confronted them, blaming the high prices on their actions. She emphasized that everyone is suffering together. Translation: The high cost of living in Canada is making it difficult for people to survive. A single mother working multiple jobs shared her struggles with debt to the government. The CRA criticized her for not using credit cards to pay them, telling her to cut back on groceries for her children. She confronted them, blaming them for the high prices and emphasizing that everyone is suffering together.

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Speaker 0 argues that the system is a scam, noting that retirees living on $2,000–$3,000 a month is impossible because money is spent as it comes in. He cites $35 trillion in debt and $2 trillion in American taxpayers’ credit card debt, warning of a looming run on the city and questioning why Social Security money is taxed again. He reflects on personal pension and union involvement and asserts that people will need to work longer. Speaker 1 counters by outlining the history and current state of Social Security. He notes that Social Security began as a 2% tax with a promise it would never exceed 6% of income, but now it takes 12.4%, with projections (CBO or Social Security trustees) suggesting 15.8% to 17.5% in the future. He states that originally promised tax caps were not maintained and that money taken from workers’ paychecks has been spent immediately to pay promised benefits for the past thirteen years. He argues that the system benefits higher earners disproportionately and imposes a larger burden on lower-income workers, who have less left to save for retirement, and highlights disparities in life expectancy, noting that one in four African American men may die between 45 and 64 after paying into the system. He asserts that lower-income and African American workers risk receiving little or nothing in return. Speaker 0 asks for a solution. Speaker 1 proposes shifting toward a universal benefit system, bending benefits for middle and upper income earners while increasing them for lower-income earners, indexing retirement age to life expectancy, and using a more accurate inflation index. He suggests workers should have an option to invest money in something that earns a positive return and cannot be spent by Congress. Speaker 0 shares a personal perspective about his two young sons paying into Social Security and questions whether they will receive any benefits. Speaker 1 responds that younger workers will likely see some benefits, but not what has been promised. Speaker 2 adds that pensions and Social Security both provide guaranteed income, and introduces protected retirement solutions with step-ups and lock-ins that address market volatility. He credits Secure Act 1.0 and 2.0 for enabling these options and advocates adding at least one of four types of plans—401(k), 457, 403(b)—to provide Americans with retirement options and assurances about what they will get in retirement. Speaker 0 notes that young people ask why they can’t invest in their own 401(k) instead of Social Security, and Speaker 2 responds positively, stating there is a place for Social Security, pensions, and 401(k) plans, and that the right questions about savings are being asked.

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For me personally, this is the most meaningful Labor Day of my life as someone with four jobs. And so It's It's true.

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The speaker is sharing the weekly earnings from their Bear Valley car wash location. The total amount in quarters for the week was $725.50. The total for single dollar bills was $966. The total for $5 notes was $1,035. The total for $10 notes was $330. The total for $20 notes was $420. The speaker adds all the totals to calculate the total weekly earnings for the car wash location.

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Since graduating college, the speaker has faced challenges despite networking and applying online. The only interviews were for MLM companies disguised as sales jobs. After needing income, the speaker took a cafe job where management allegedly stole tips from baristas. Filing a claim with the Department of Labor Standards Enforcement revealed a two-year backlog. Feeling unable to afford a house or kids, the speaker is considering leaving the country if things don't improve. They are planning to get an EMT certification and become a firefighter. Day trading is not a desirable option. The speaker feels they are one medical emergency away from generational debt. They advise current college students to be open to the possibility that their degree will not open doors for them.

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The speaker explains that despite making more than ever—over $100,000 a year combined pre-tax—she and her husband are consistently in the red by about $1,600 each month. She has canceled every possible subscription, including streaming services and gym memberships, and both she and her husband are trying to increase income by taking freelance work and a second job. They do not eat out and budget every penny, shopping for groceries at Walmart or Aldi and only buying what is needed for the week, with extra purchases for their son but not for themselves. Despite all this budgeting, they remain in the hole. This month she is already overdrawn by $300 on a Tuesday and won’t be paid until Friday. On Friday, when she gets paid, she will need to call the bank to ask them to reverse overdraft charges, though she expects they probably won’t. She expresses confusion about how people are supposed to live this way and questions the sustainability of their situation for much longer. She compares their experience to being on a “really shitty treadmill,” running in place at a speed that feels too fast for them, and fears she might fall off. She is determined to stay on but feels like she’s slipping. While she is glad to know she isn’t alone in this struggle, she finds it very hard and asks for support from others who might be going through the same thing, requesting a “little hug in the comments.” She feels she is at her wit’s end and beyond the end of her rope.

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In 2025, a young person describes surviving on near-minimum wage: "I just got off an eight hour shift at work where I make double minimum wage in my state." They have "$50 to last me till next week" and must run to Walmart because "the wire in my bra snapped. I don't have underwear because it keeps going missing. My eyelash curler broke, and I have no food." They bought "four things. Four fucking things, and it came out to $40," and are "living off granola bars." With "$10" left, their car "keeps misfiring" and they can't afford repairs, so they cycle through turning it off and on. They share living with four roommates, paying "$8.50 a month" (including everything). They lament "Remember back in the good old days..." and conclude, "Fuck you. You guys had it so fucking easy and then you destroyed everything behind you. Fuck you."

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The top 10% of Americans own 88% of equities, while the bottom 50% are in debt. In the summer of 2024, Americans took record numbers of European vacations, but also used food banks more than ever before. Food banks are seeing working families who can no longer afford groceries. The speaker believes the bottom 50% of Americans are not "losers," but the system has failed them. They want good jobs, homeownership, and to pay down debt. The speaker claims that continuing to issue debt would be like a bodybuilder taking steroids: the outside looks great, but it's damaging internally. The economy looked great before the 2008 financial crisis and the dot-com bubble burst. The speaker suggests that his administration will have avoided a financial calamity.

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The speaker emphasizes the repetitive cycle of going to school, taking out loans, getting a job, and paying back the loans. They mention the need to pay down the interest on the loans and start a side hustle just to break even. They acknowledge that this system has worked for others, but now it's time to create a system that benefits us.

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Speaker 0: Are you concerned about the midterm impact potentially on your nephews and your kids in terms of their jobs as well? Speaker 1: Yeah, I'm concerned about all that. Speaker 0: Are there any particular industries that you think are most at risk? People talk about the creative industries a lot and sort of knowledge work. They talk about lawyers and accountants and stuff like that. Speaker 1: Yeah. So that's why I mentioned plumbers. I think plumbers are less at risk. Speaker 0: Okay. I'm gonna become a plumber. Speaker 1: Someone like a legal assistant, a paralegal. They're not gonna be needed Speaker 0: for Speaker 1: very long.

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"My husband has been looking for work and he's had plenty of interviews, but three of these interviews have stuck out to me" because they've gone "all the way through like fifth round interviews and sixth round interviews." In these cases, "each company has asked him to solve a hypothetical situation for their company and ask them to present to their c suite executives how they would solve this, what type of strategy would he use, would he use, That type of thing." They require him to "spend a week creating a deck." They're told, "Okay, we'll have a decision by the end of the week and we'll let you know either way," but "the end of the week comes, nothing" and he is "ghosted" after follow-ups, "three different times." She claims these companies are "using interviewees to mine for ideas, for strategies, for information rather than hiring a full time employee and paying them a salary or benefits" and calls it "absolute bullshit." "They know that there's nothing that interviewees can do about it." "Out here we are desperate for jobs" and "the economy sucks" and "I could just be crazy thinking this but... maybe I'm not."

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Every morning at 6 AM, you wake up to your alarm, alone. Some jobs treat workers like slaves. The boss's favorite employees get the spacious spots, while the least liked get small cubicles or end up in the basement. It's a safety compensation and you're just skating by, always waiting for that paycheck. But after twelve months, you still haven't been paid. Here's an optimistic way of thinking: If you're late today, you're just earning time for tomorrow. Most nine-to-five jobs are tough because the job description doesn't match the actual work.

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A nurse and her husband express their frustration about their financial struggles despite having good jobs. They live in a small house with their two kids and are stressed about making ends meet. The nurse is also studying full-time. They feel that despite working hard and living within their means, they are still struggling financially. They mention the rising prices and lack of influence to change the situation. They hope to share their story to find support and possibly inspire change. They request not to bring politics into the discussion and emphasize the need for solidarity during these challenging times.

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Speaker is a full time employed person living in Florida who can't afford to live. They spent their day off trying to find a more affordable place to live because they can't afford fucking $1,300 a month in rent and then fucking a $650 car note and then $300 in fucking insurance and then you got utilities. It's either I eat or I pay my bills, and which bill is gonna be fucking late this month? I nor anybody else should be working sixty plus hours a fucking week and not be able to fucking live. I'm about to crash the fuck out. Maybe it's just me losing my fucking mind. apartment complexes and and realtors and even private renters, fuck you. The frustration is extreme and they feel unable to afford basic housing in Florida.

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Traveling across the country, I meet two types of people: those who threaten to leave if I don't win, and those who are struggling to survive. I spoke with a waitress in her late fifties who juggles three jobs just to make ends meet. After cutting her budget, she lost her car, forcing her to return to work. Another man I met, working three jobs, feels ashamed he can't provide a stable home for his kids. This isn't their failure; they’ve been failed by a broken promise of hard work leading to a good life. Our duty is to restore that promise, ensuring safety, affordability, and pride in our country. We must remember our role as servants to the people, focusing on the daily struggles of working men and women. Let's bring back control to their lives in Canada.

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A single mother earning $20 an hour with two children states that after bills, she has no extra money. She was denied food stamps because she makes too much. She believes that people who come to the country legally and do not work receive whatever they want, while she, working 40 hours a week, receives no financial help. She says this is why many Americans are angry, because they feel the situation is unfair.

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They changed GDP. I mean, all the government numbers are lies. They're trying to convince us that a weak economy is strong, by presenting numbers, that don't really, you know, tell the truth about the economy. So we have high inflation, high unemployment. We have a weak economy. In fact, we have a weak labor market. That's why you have record numbers of Americans who have to work two or three jobs now. They don't want all these jobs. They'd rather get by on one job, but they can no longer pay the rent or pay their utilities or pay for food or insurance with one job. They need multiple jobs. This is a sign of a deterioration in the standard of living here in America.

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I have three jobs and I'm still struggling. I am a teacher. I tutor after school. I just got through with one of my tutoring sessions actually, and I also make content. I have one full time job with full benefits and then two part time slash contract jobs, and I am still struggling. The solution is not to get a fourth job. There's something wrong with this world. Something has got to give to where we live in a world where people can work multiple jobs and they're still struggling. What does that say? Like the solution isn't you need another job or you're just lazy and you don't wanna work. We're working multiple jobs. What more do we have to do in order to live comfortably in this world? I I think it's ridiculous.

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Speaker 0 applied for a job at TJ Maxx but was denied. They didn't need the job but wanted extra money to pay off debt. They ask viewers to share their recent job hunting experiences and their backgrounds. Speaker 1 graduated from Juilliard at the top of their class in 2005 but still can't find a job despite submitting five or six applications. They mention a rich upbringing and a clean record. They claim to tell interviewers they "suck a mean dick," are pro-LGBTQ, and want to change the workplace paint scheme to rainbow colors. After graduating, they got face tattoos before applying for jobs. They express concern that the reason for not getting hired might be them. They want a customer-facing job and believe they make kids comfortable. They mention having a disorder that makes them yell loudly and have a mean face, but claim to be popular at parties. They want to be the first person customers see upon entering a business, but hiring managers don't seem to agree.

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Despite making more money than ever before, the speakers express their frustration with their financial situations. Speaker 1 mentions earning over $80,000 a year, but still struggles to make ends meet. Speaker 2 also states that they make more than in 2015 but live paycheck to paycheck. Speaker 3 is grateful for their $34 hourly wage but feels that it is not enough in the long run. Speaker 4 questions the purpose of working and going to school when they continue to struggle financially. They all feel trapped in a never-ending cycle of financial hardship, blaming high expenses such as rent, food, utilities, and transportation. They conclude that this situation is unsustainable and express a desire for change.

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I can't understand why hardworking people struggle to make ends meet despite earning more than ever. The economy is mentally draining, with expenses like groceries and gas becoming unaffordable. Middle-class families like mine barely have any savings left after paying bills. It's unfair that those who work hard are the ones struggling, while others get things handed to them. Something needs to change. It's exhausting to constantly worry about money. If you feel the same, know that you're not alone. The system is flawed, and it's time for a change.

The Why Files

I'm A Socialist now. Merry Christmas.
reSee.it Podcast Summary
I walked through the episode’s reflections on generosity and work, sparked by a morning encounter with a garbage truck driver. The host recalls tipping the driver, a moment that revealed the human side of a job often invisible, highlighting someone who earns modest pay for long, demanding shifts. He contrasts experiences across cities and unions, and he shares his own lean years as an actor, emphasizing the value of small acts of acknowledgment. A central message emerges: people who care for others deserve stewardship in return, and everyday kindness can ripple through a community. He urges listeners to set aside 1% of their income to support those who service daily life, framing it as a social obligation rather than charity, especially in hard times. The episode blends personal anecdotes with a broader critique of labor, income volatility, and how communities might better look after one another, from delivery workers to neighbors, toward a practical ethic of care.

The BigDeal

Why “Making It” Feels Impossible in the U.S. Right Now
reSee.it Podcast Summary
If you’re feeling like making it in today’s United States is harder than ever, this episode validates that feeling with hard data and blunt observations. The host notes that across generations, costs outpaced wages, credit card debt has surged to record levels, and nearly half of Americans can’t afford rent or a home. He argues that the typical “learn to code” fix doesn’t pan out for many, highlighting trades and skilled work that pay well, while debt from graduate studies follows people for years. The conversation links these economic pressures to broader trends, including a disruption from AI and other technology, and argues that opportunity now lies in building owned audiences and independent channels rather than chasing jobs through traditional means. The host emphasizes that many factors are working against individuals, from hiring practices based on connections to government spending choices that don’t align with everyday struggles. Yet the message remains focused on practical steps: clarify goals, pursue a relentless work ethic, and cultivate an unwavering belief in one’s ability to persevere.

TED

An honest look at the personal finance crisis | Elizabeth White
Guests: Elizabeth White
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Elizabeth White shares her personal experience of financial struggle despite appearing successful. She highlights the difference between being broke and poor, emphasizing the shame and silence surrounding economic hardship. Many educated individuals face downward mobility due to systemic issues like stagnant wages and the decline of pensions. With Social Security insufficient for retirement, she urges people to come out of the shadows and form supportive communities. White advocates for a "smalling up" mindset, focusing on essential needs and embracing bridge work while navigating financial crises. She calls for societal change to ensure dignity and well-being for older Americans.
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