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Uber and Lyft drivers in Atlanta are planning to protest by turning off the apps until surge pricing increases. To avoid paying high fares, it is recommended to prebook a trip with her ride using the promo code nye23 for a 10% discount. Surge pricing will not be in effect tonight.

Speaker 0 describes refinancing their mortgage today after rates dropped, saving about $300 a month. They present an amortization schedule to discuss why they believe home buying in America is a scam and why this will be their last house in the country. Key details: - Mortgage is a standard 30-year loan, a VA loan with no down payment and no private mortgage insurance. - They didn’t put anything down and went from owing $784,000 to $795,000. - Original interest rate was 6.2%, now 5.6%. - They plan to sell the house when the husband retires in four years, expecting to exit the U.S. - By 2030 they expect to owe just under $750,000, meaning they will have paid off about $50,000 in four years. - Despite a $50k principal reduction, the monthly payment is $5,700. With 50 payments, that totals about $285,000. - The amortization schedule shows financing $795,000, and if the 5.6% rate continued for thirty years, total payments would be about $1,600,000. - The speaker claims the biggest scam is the interest charged in the first year. They reference past videos about it and acknowledge responsibility for their situation. - Closing costs were $7,000, including $3,500 in upfront interest. - Principal and interest are $4,500; taxes add about $1,000, bringing the monthly total to about $5,700. - The first payment is $1,101; of that, $4,500 is the principal and interest amount, with $3,700 of that going to interest. - After the first payment, only about $849 goes to the principal; every month after that, only about $4 goes toward principal. - Over the next twelve months, they expect roughly $54,000 in principal and interest payments, not including taxes, yet the amortization schedule shows they won’t have paid down the mortgage by more than about $10,000 in that year. - Before refinancing, they owed around $784,000; twelve months from the refinance, they expect to owe about the same amount as the day before refinancing. - They argue refinancing is a scam because even if they save money, “the math” suggests they won’t recoup it; they also plan to cash out the escrow from the previous mortgage and expect to receive about $14,000, framed as a positive in “girl math,” but they feel they are actually spending more money with the bank. - Since they intend to sell in four years, refinancing again with a lower rate wouldn’t be recouped because most first-year payments go to interest. - They hope to reduce the mortgage by about $50,000 (to around $747,000) and sell for perhaps $850,000, though this does not account for realtor fees and other costs. They express uncertainty about ending up with cash, suggesting they might leave the U.S. with about $50,000. - The speaker concludes that home buying in the United States is an absolute scam and laments that the only other options are renting from someone paying a mortgage to the same bank or homelessness.

Speaker 0: Thank you for calling Pastor John's. We have a large one topping pizza for 7.99. No, this is Domino's Houston. Our price is 6.99. Are you kidding me? You called us? Wait, this is Tommy John's? Your pizza tastes like Papa's. You couldn't make it. You're a smart carpenter salesman.

We won the world's greatest health technology award for our advanced bioscanner system that can detect and address cellular disruptions in over 1300 organs. Our Tesla MedBed uses sound, light, and electrical frequencies to correct health issues in real time. Visit antiagingbed.com or call 800-385-4243 for a free scan and experience this revolutionary technology for yourself.

FEMA is addressing a rumor that it only provides $750 to survivors. While Serious Needs Assistance does provide $750 for essentials like baby formula, food, water, and medication, it is not the only form of assistance available. Survivors may qualify for other assistance programs after applying for disaster aid. These programs can include temporary housing and home repair cost assistance. More information is available via a provided link.

Speaker 0: So instead of putting the LED lights on your face, here's a simple option. Look at this. $1. $1. Who would guess from 1000bulbs.com? You can stock up on any types of bulbs you want, incandescents, halogens, the whole thing.

The speaker states they received a 15% something, but they are unsure what it is. They mention insurance, but do not know what kind it is.

Hurricane season has officially started, and now is the time to get your game plan in place. This year, make sure the first thing you do is get a COVID-nineteen vaccine. Getting the shot will protect you and your family in case you have to evacuate and shelter with others. Last year was an especially devastating season, and while there are no guarantees we'll be spared from another major storm, we can make certain that we are prepared. So visit getagameplan.org to find a list

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A collective buying website called Avi Loop offers deals on aviation-related items like flight lessons, pilot accessories, and charter flights at 50-90% off. Membership is free, and there are no hidden catches. Subscribing to their newsletter keeps you updated on the latest deals.

Give financial support by donating $200/month to clothe, feed, and arm a Ukrainian drafted for service. Help prolong the war by calling 1800 Ukraine to donate. Visa, Mastercard, American Express, and Discover accepted. Translation: Support Ukraine by donating $200/month to help a drafted Ukrainian. Call 1800 Ukraine to donate and prolong the war. Accepting Visa, Mastercard, American Express, and Discover.

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James O’Keefe and crew from Project Veritas visit Georgetown University in Washington, DC, aiming to report on an adjunct professor named Jonathan Franklin who teaches a journalism course called “sourcing and interview tech” at Georgetown. In undercover footage, Franklin is recorded discussing black conservatives such as Lawrence Jones at Fox and Candace Owens, and using racial epithets, including calling them “coons.” Specifically, he is heard saying regarding black conservatives: “home to two” and labeling Clarence Thomas as “the biggest coon of them all.” The reporters ask for Franklin’s comment and discuss how the university should respond to the video. In the field, the team asks passersby what they think about the use of the term “coons” and whether Georgetown should respond. A respondent expresses that the remark is “interesting for Georgetown,” and others indicate they wouldn’t use that term and question whether it represents Georgetown. The crew indicates they intend to reach out to Georgetown’s Dean’s Office and the communications/public affairs offices to obtain a comment from the university about how to handle professors who behave this way. They also plan to contact Candace Owens, Lawrence Jones at Fox News, and Supreme Court Justice Clarence Thomas for comment. Staff in the Dean’s Office provide guidance on who to contact, directing the team to Georgetown’s media relations office (media@Georgetown.edu). They indicate there is no physical media office on site. The team continues to chase comments and attempts to locate the appropriate spokesperson. The crew moves to the President’s Office, where an employee reiterates to contact the media relations office for official comment. A member of the team attempts to obtain the best contact for comment, and staff explain that the media relations office does not have a physical on-site office. The team is told to reach out to media relations, emphasizing that the university’s response would come from that office. The footage then shows the team at the graduate building at 111 Massachusetts Avenue NW, where Franklin teaches a graduate-level course on “sourcing and interview technology.” The segment frames Georgetown’s Downtown DC satellite campus as the site of this teaching, noting the class will explore how to find sources and how to interview them effectively. The video closes with James O’Keefe introducing himself as the founder of Project Veritas and OMG Media, and referring to ongoing investigative reporting to hold elites accountable. Note: The promotional financial-ad content present in the latter portion of the transcript has been omitted per guidelines.

Speaker 0 describes smart meters as more than just electricity meters, asserting they function as personal surveillance devices. They claim smart meters sense when devices are turned on or off, measure watt usage (even for small devices like an electric toothbrush), and transmit that data wirelessly through neighbors’ meters to the power company. The data allegedly records electric consumption every minute, stored forever on computers the public cannot access, revealing when someone is home, asleep, on vacation, hosting visitors, using lamps or tools, running a business from home, or bootlegging energy off the grid. The speaker asserts this creates a vivid profile of private living patterns and indicates at-home presence on the night of a murder. The speaker contends this is not electrical metering but personal surveillance—a warrantless search daily. They claim personal life information travels from the meter to the power company, to the government, police, and insurance companies, and to anyone who partners with the power company to access it. The speaker further asserts that even without a direct data-sharing agreement, information can be intercepted via the wireless signal from the meter, because smart meters are radio transmitters. They identify a one-watt radio station licensed by the FCC as the transmitter sending all electrical life details to a data center. Examples are given of authorities in Ohio, Texas, and British Columbia using smart meter data to pinpoint marijuana grow houses, enforce business licenses, and punish private home activities, implying surveillance beyond what residents accept. The claim is made that the power company can sell personal life data to anyone, and that unusual power usage patterns can be used as probable cause to raid a home for growing marijuana or running a computer server without a license. The speaker describes this level of surveillance as “about as big brother as it gets,” with utility workers going door-to-door to install meters. They express a personal opinion that smart meters should be removed from homes, arguing that power companies cannot claim the right to install surveillance devices on residences. They equate smart meters with wiretapping and note wiretapping is illegal in all U.S. states and federal territories. The speaker asserts that allowing a smart meter is tantamount to walking around with a constant webcam on one’s head and accuses the industry of relying on implied consent—the idea that permission is granted if the utility can change the meter, even if residents don’t understand the scope of what’s happening. As a practical step, the speaker advises telling utilities not to change the meter, noting that older meters were billed successfully. They claim to have sent a certified letter denying installation of a smart meter and mention a copy of their letter is available in the video’s description for viewers to adapt. They state post office certified mail is used to obtain a receipt. The speaker concludes that if the meters are installed on every house in America, it would cease to be America.

I don't have money, so they gave me 3,600. I'm not sure if it goes into my bank account. Let me check.

Colonel Daniel Davis joins the discussion to address the idea of a forthcoming false flag attack aimed at provoking Iran into a broader war. The conversation threads through claims that key US and Israeli military hardware is in place, Russia has countermeasures ready, and that Israel and a US “deep state” war faction coordinated by the CIA are driving the move. There’s also the assertion that a US carrier strike group is in place for the operation, and that the New York Times reports Trump has received intelligence suggesting Iran’s position is weakening. The host questions the reliability of this intelligence flow, asking who is really transmitting such assessments and whether the CIA or others are shaping Trump’s view. Davis pushes back on the weakening Iran narrative, stating he has followed Iran for years and sees no evidence that Iran is weakening; to the contrary, he notes Iran used a forceful response to suppress a rebellion—an action that, in his view, suggests strength. He references outside voices, including Mossad and Pompeo’s New Year’s Eve tweets, to illustrate how Western narratives have portrayed the protests. He challenges the idea that the protests reveal Iran’s weakness, arguing that the regime’s security apparatus remained in control and that no IRGC defections or regime desertions appeared visible. He warns that if Trump is led to believe Iran is at its weakest point, a more aggressive push could backfire, potentially producing a strong repudiation. The discussion turns to what a “deal” with Iran might entail. The co-panelists note claims that Trump says they can make a deal, while Davis explains that reports indicate any deal would require Iran to remove enriched uranium, cap long-range missiles, change its regional proxy policies, and ban independent uranium enrichment—red lines Iran has repeatedly rejected. The implication is that such terms would, in practice, preclude a peaceful settlement and push toward a military strike. The debate then moves to the military buildup and international reactions. The host asks about possible actions in the next few days, given reports of an Israeli target date around January 30. Davis rejects the notion of a simple, quick conflict, arguing that some Trump administration insiders want a regime-change outcome, whereas he sees limited attainable objectives beyond bombing or destroying infrastructure. He emphasizes the risk of a miscalculation leading to American or Israeli casualties and the potential for a prolonged conflict. He warns there is zero upside to a strike on Iran and a high downside if Iran responds forcefully. Turning to regional dynamics, the panel discusses how Russia, China, and a new Saudi axis might respond. Davis suggests China and Russia would offer logistical support or dual-use equipment rather than direct military aid, preferring to watch the confrontation and preserve their own interests. He also speculates that Beijing and Moscow hope to avoid provoking a broader conflict that could erode their own alliances, while watching Western infighting. A brief, cautioned aside notes Pakistan’s stated red line response to any Israeli nuclear escalation, indicating a potential chain reaction in the region. The panelists acknowledge the risk of escalation but maintain that Israel, if pressured, might pursue a broader conflict with Iran, while noting the uncertainty of Iran’s exact response should a strike occur. The exchange ends with a consensus that the scenario described contains significant risk and complexity, with the overall sentiment that pursuing such a conflict could have catastrophic consequences. Note: Promotional content for ExpressVPN was removed from the summary.

Today is the final day to pay your property tax bill before it becomes delinquent. North Carolina law does not allow waivers or exceptions for property taxes due to natural disasters, including Hurricane Helene. For assistance, contact the tax department at 828-250-4910 or visit them at 94 Cox Avenue, Downtown Asheville, where free parking is available across the street. If you have property damage, ensure you report it through the form on our website at buncombcounty.org. For FAQs about tax bills and hurricane-related tax information, visit buncombcounty.org/tax.

Starting from 10 am this morning, the lines will be open for the Janssen choice line. The Janssen vaccine is ideal if you want to be done with just one shot and be ready for the summer, filled with festivals and dancing. It's also a good option for those with needle anxiety who think one shot is enough. However, there are only 200,000 vaccines available, so it's first come, first served. If you're one of the first 200,000 to call, you'll be put on a waiting list and receive an invitation via SMS when new Janssen stock arrives. Just take the vaccine that is available.

The FDA retracted statements calling Ivermectin a horse or cow drug ineffective against COVID. A medical emergency kit with Ivermectin and other medications is recommended for future supply chain issues. Use promo code "liz" for $30 off at twc.health/liz.

Today, we announce the first toll payment for the highway. Starting today, a 0.5 km stretch in the direction of Águila Santa Fe will be free for the next 15 days. This is to help everyone become familiar with the process. Thank you all for being here.

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