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The Trump administration ordered the Department of Education building to be vacated by 6:00 PM and closed the following day. The speaker asserts that massive cuts and layoffs are expected at the Department of Education. The speaker claims that eliminating the Department of Education is a primary goal of Project 2025, with the aim to cut education funding to the states. According to the speaker, the Trump administration and Christian nationalists want an uneducated populace to make them easier to control as slave labor for billionaires. They allegedly don't want people to have critical thinking skills because an uneducated populace is easier to control.

There are executive orders related to diversity, equity, and inclusion initiatives that are currently on hold, so we don't need to evaluate their potential impact right now due to ongoing litigation and uncertainty. Of the three executive orders regarding education, only two are relevant, as the third pertains to higher education. One executive order, issued on January 29, aims to cut federal funding for schools teaching what the administration terms gender ideology and critical race theory. However, it includes the phrase "consistent with applicable law," offering flexibility in interpretation. The power for educational curriculum remains with the states. Federal law prohibits the federal government from interfering in state and local decisions about K-12 curriculum, and no executive order can override that.

During a 76-day period between President Trump's election and President Biden leaving office, the Department of Energy's loan program issued $93 billion in loans and commitments, more than double the amount from the previous 15 years. The loans were sometimes given to entities lacking business plans or financial solvency. The department is now reviewing these loans and grants for theft and incompetence. Some applicants presented half-baked ideas, promising plans after receiving funds. The department's budget increased from $60 billion to $160 billion since fiscal year 2021. The department is reducing its headcount by thousands, which the secretary believes is common-sense business. The secretary credits President Trump for empowering departments to make necessary changes to better serve taxpayers and consumers.

Tuition costs at colleges and universities have skyrocketed while the education system has been influenced by the radical left. To reclaim our educational institutions, the college accreditation system needs a major overhaul. The current accreditors have failed to prevent schools from being dominated by Marxists and extremists. When I return to the White House, I will replace these accreditors with new ones who will enforce real standards. These standards will include defending American traditions, protecting free speech, eliminating wasteful administrative positions, removing Marxist diversity and inclusion bureaucrats, offering affordable degrees, providing job placement services, and implementing entrance and exit exams. Schools that engage in racial discrimination will face federal civil rights cases and potential taxation of their endowments. We will restore real education in America.

The administration is fighting to remove critical race theory from school districts. Children will be taught to love America, be patriots, and embrace civic values to receive federal taxpayer funding. As the Department of Education closes and funding is provided to states, the administration will ensure funds are not used to promote communist ideology. A nation cannot teach its children to hate themselves and their country to be successful.

There is $1.3 trillion in student loan debt, with $800 billion owed by taxpayers. The student loan program started by President Obama is seen as benefiting him, not the public. Critics believe it is a ploy to secure votes, even at the expense of non-college graduates. This could lead to forgiveness of loans for non-profit and Ivy League schools, impacting future elections.

During a 76-day period between President Trump's election and President Biden leaving office, the Department of Energy's loan program office made $93 billion in loans and commitments, more than double the amount from the previous 15 years. The secretary stated that many loans were given to entities lacking business plans or financial solvency information, some even before the 76-day period. The secretary acknowledged the possibility that some applicants lied or presented half-baked ideas to obtain funding. The department is now reviewing loans and grants for theft and incompetence, potentially denying funding to some projects. The department's budget increased significantly since fiscal year 2021. The secretary stated that the department is working to separate credible companies from those with insufficient plans. The department's headcount will be reduced by thousands, a move the secretary described as common sense business. He credited President Trump for empowering departments to make necessary changes to better serve taxpayers.

Ghost students are sophisticated thieves who steal money from the federal government by enrolling in schools using stolen identities, then disappearing with the funds. They sign up for federal loans, and often the debt is assigned to someone who doesn’t know they exist. US Department of Education assistant inspector general for investigation Jason Williams notes that victims can discover they’re responsible only after receiving notices from the department, a servicer, or the IRS for debts they don’t recognize. Williams emphasizes that open-enrollment community colleges are especially vulnerable because they admit almost all applicants. Some colleges report that more than a third of recent applicants are fake. In fraud schemes, individuals can be enrolled at two or three different schools at the same time and receive aid from all of them. The result is overwhelming confusion and financial exposure for real students and institutions. A real-world example involves Murat, a 58-year-old mayor of a suburban DC area and his teenage son, who were victims of identity theft through ghost student fraud. Someone had already beaten them to it, stealing their identities and signing both up for classes at community colleges nationwide. Murat noticed a high volume of activity, including many applications and loan applications. People can learn they’re victims in several ways, such as checking a credit report for unfamiliar accounts. The FTC’s Midwest region director, Jason Adler, recommends freezing credit online for free with the three major credit bureaus. For minors, a parent may need to initiate the freeze, and the bureaus will create a credit file for the minor and place the freeze. Eva Velasquez of the Identity Theft Resource Center adds that while credit freezes help, lenders and colleges also need stronger verification processes to prevent fraud. Velasquez also notes that while institutions want to facilitate easy enrollment, some friction in verification is necessary to confirm identity. The federal government reports scammers increasingly use artificial intelligence to broaden their reach and defeat fraud-detection controls, combining stolen core identity credentials (e.g., Social Security numbers, driver’s license numbers, names, dates of birth) with fake information (such as bank accounts) to access funds. Both the Identity Theft Resource Center and the FTC offer free help to fight identity theft, with resources linked in the program’s app and website. The Department of Education’s Inspector General reports the federal government has lost more than $350 million to ghost student scams, with more than 200 active investigations nationwide.

The speaker states President Trump is committed to eliminating antisemitism, which they claim is rampant. They assert the Biden/Garland administration did nothing to address it. The speaker says that under their leadership in the DOJ, the federal government is suing universities guilty of antisemitism under Title VI, with the goal of bankrupting them by taking away federal dollars. They mention an investigation into the entire UC system in California, citing harassment of both students and employees. The speaker believes the academic system has been hijacked by the left and Marxists, influencing young people from K-12 onwards. They express embarrassment at what happened at UCLA, their alma mater. They criticize local officials in blue cities for allegedly turning their backs on Jewish Americans and are sending letters to mayors and DAs of major cities, threatening federal intervention and hate crime charges. The speaker says they are targeting 13 schools and plan to remove professional agitators and expel students involved in antisemitic acts. They warn universities to cooperate or face federal action.

The federal government announced that student loan collections will begin May 5. For those in default, the government can garnish wages, seize tax returns, and even take benefits like social security. Default can lead to collections. Currently, about 5.3 million people in the United States are in default, which will disproportionately hurt those already struggling. The speaker believes the government is trying to cripple as many people as possible and doesn't care about their health or if they die. The speaker feels this paves the way for more "bullshit." The speaker notes that the number of people in default is about the same as those who have been at the protests. The speaker will see everyone May 1 at the next protest.

I announced a plan to provide debt relief for working families with college student debt, which was blocked by the Supreme Court. I improved the SAVE plan, reducing payments for undergraduate borrowers to 5% of discretionary income. Over 7.5 million Americans have enrolled, with 4 million having payments dropped to 0. We are canceling debt for 150,000 borrowers ahead of schedule, forgiving loans up to $12,000 for those in the SAVE plan. This helps community college graduates get debt forgiveness faster. This complements previous actions canceling debt for nearly 4 million Americans.

Debt cannot be wiped away; it is transferred to others. The Trump administration believes Americans who didn't attend college or responsibly paid their loans should not pay for others' student loans. Borrowers will be expected to repay their loans, and those who default will face involuntary collections. The government will collect defaulted federal student loan debt by withholding money from borrowers' tax refunds, federal pensions, and wages. America is $36 trillion in debt, and fiscal responsibility must be restored. If you take out a loan, you have to pay it back.

People are panicking about Trump's plan to kill the Department of Education. The DOE aims to boost student achievement and ensure equal access, but despite trillions spent, our global competitiveness has declined in reading and math. While the DOE has had some positive effects on the black white achievement gap, the gains have been modest relative to the money spent and time passed. If the DOE disappears, the Department of Justice would handle civil rights, the Treasury would handle funds, and states would determine education strategy, potentially redistributing funds to families via school choice. While risks exist, like some states deprioritizing equality, local voting can influence this. Free lunch programs, special education, and student loans aren't disappearing, they will be handled by other departments. Dismantling the DOE is a step in the right direction, but a clear vision for improving education is still needed.

The Civil Rights Division is enforcing federal discrimination and civil rights laws for all Americans with a color-blind approach. Title IX aims to give women equal access to educational and sports opportunities. The Department of Justice (DOJ) got involved after California refused to mediate with the Department of Education regarding Title IX. Orange County had credible information about non-citizens on voter rolls. The DOJ sent letters to Harvard University asking them to confirm compliance with Students for Fair Admissions. If Harvard does not promptly improve conditions for students, they will face economic and legal trouble. The speaker believes the United States is the greatest country.

The administration is fighting to remove critical race theory from school districts. Children will be taught to love America, be patriots, and embrace civic values to receive federal taxpayer funding. As the Department of Education closes and funding shifts to states, the administration will ensure funds are not used to promote communist ideology. A nation cannot teach its children to hate themselves or their country to be successful.

The Department of Education has over 4,000 employees with an average salary exceeding $144,000. The Trump administration considered laying off half the department. The department's mission is to provide student achievement and prepare for global competitiveness. US test scores are declining; in 2022, the US ranked 16th in science, 9th in reading, and 34th in math, and scores have fallen since 2018. The Department of Education funds schools with $80-85 billion in loans and grants, but often with strings attached, such as critical race theory and gender ideology. Shutting down the Department of Education would return that money to the states, which could then fund school choice programs. This would allow parents in low-income neighborhoods to move their children to better schools, creating a competitive market. The speaker believes this would be better for children and the country, despite the political opposition.

I'm Representative Jamie Thompson. The Department of Education is requiring schools to remove programs promoting DEI, social emotional learning (SEL), and critical race theory (CRT) or risk losing federal funding. The deadline for removal has passed. Parents, if these programs still exist in your child's school, you can take action. Search on Google for "Department of Education letter to my colleague." This letter details the executive order and its impact, effectively notifying the school of the risk to their federal funding if they don't eliminate these programs. Stay informed and proactive about your child's education. If you have questions, contact me anytime.

The speaker argues that the mortgage and housing markets are being distorted because underwriting relies heavily on credit scores, while lenders and brokerages aren’t focusing on debt-to-income ratios or credit quality. They note that credit scores were inflated due to reporting gaps and moratoriums during forbearance, which hid delinquencies. A Federal Reserve study indicated that student loans can cause drops of over 180 points in credit scores overnight, because student loan reporting to credit agencies occurs only when you are 90 days delinquent, with no earlier indicators like 30- or 60-day delinquencies. The speaker mentions that many people thought loans wouldn’t be collected, but the contracts were signed. They point out that Department of Education data show about 20% delinquency on student loans, contradicting a claim that delinquency was minimal. Additionally, around 4.5 million people are currently in payment plans (through PAYE or SAVE) that involve paying nothing, and if a broad new repayment plan passes, millions could be required to start paying around $600 a month. Since GDP is about 70% consumption, the speaker warns that many people unable to spend $600 could have a large negative impact on the economy. Affirm, a major buy now, pay later lender, began reporting to credit on May 1, which could affect credit scores as people stack multiple small loans (e.g., for shoes and groceries). This stacking behavior would be viewed negatively by lenders, yet the impact may not appear in Fed numbers until after Q2. The speaker asserts ongoing inflation in everyday items, rising property taxes, insurance costs due to widespread events (including tornadoes and floods across the country), and higher replacement costs, all contributing to financial strain. Appraisals were previously inflated; Fannie Mae analyzed 7,000,000 comparables and found that 55% did not list seller concessions properly, inflating values. Consequently, many homeowners may believe they are wealthier than they actually are, leading to increased borrowing against perceived equity via buy now, pay later or credit cards. The Fed reported a February 2023 spike in mortgage refinance rejection rates, at 41.8%, the highest since tracking began in 2013; the prior month was 27%. The speaker concludes that the doors of credit are closing across the system, affecting individuals who previously qualified based on current payments rather than long-term affordability. They emphasize that people qualified for credit because they could make a payment at the time, but now broader credit constraints are emerging.

Some colleges with huge endowments should not rely on government funding. If they want federal money, they must prioritize students' civil rights. College leaders who fail to do so should be replaced by trustees for the good of the institution.

The Department of Education is allegedly staffed by radical left Marxist bureaucrats who are hostile to Western civilization, American interests, and the nation's founding documents. These individuals are purportedly using their positions to force agendas such as radical gender ideology, critical race theory, and diversity, equity, and inclusion on American students and children. This allegedly takes away parents' ability to control their children's education. The plan under President Trump is to return authority to the local level, allowing parents to control outcomes, while ensuring that no federal funds support racism, gender ideology, or other ideas offensive to the American taxpayer.

Tuition costs at colleges and universities have skyrocketed while the education system has been influenced by the radical left. To reclaim our educational institutions, the college accreditation system needs a major overhaul. The current accreditors have failed to prevent schools from being dominated by Marxists and extremists. When I'm back in the White House, I will fire these left-leaning accreditors and replace them with new ones who will enforce real standards. These standards will include defending American traditions, protecting free speech, reducing administrative costs, removing diversity and inclusion bureaucrats, offering affordable degrees, providing job placement services, and implementing exams to ensure students are learning. Schools engaging in racial discrimination will face federal civil rights cases and potential financial penalties. We need to eliminate this anti-American insanity from our colleges and prioritize real education.