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Living costs in Canada are overwhelming, shifting from a cost of living to a cost of survival. A single mother, working 3 jobs, shared her struggles with debt to the government. The CRA criticized her for not maxing out credit cards to pay them, urging her to cut back on groceries for her 3 children. She confronted them, blaming the high prices on their actions. She emphasized that everyone is suffering together. Translation: The high cost of living in Canada is making it difficult for people to survive. A single mother working multiple jobs shared her struggles with debt to the government. The CRA criticized her for not using credit cards to pay them, telling her to cut back on groceries for her children. She confronted them, blaming them for the high prices and emphasizing that everyone is suffering together.

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People are struggling to make ends meet and politicians aren't providing real solutions. The speaker shares their frustration about the high cost of groceries and the lack of assistance. They express disbelief at the poor service at the checkout counter and the need to bag their own groceries. The speaker questions how people are surviving and suggests starting a side hustle to make extra money. They criticize the declining work ethic and the rising cost of living. The speaker also believes that there is a conspiracy to keep people sick and dependent on pharmaceuticals. They call for a change in leadership and express concern about the erosion of personal freedoms.

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Rent, groceries, car insurance, utilities, and everyday expenses have skyrocketed in price over the past few years. The speaker used to pay $1200 for rent, but now it's a staggering $21100, not including utilities. A simple trip to the grocery store cost them $67 for just three bags of chips, ground turkey, and vegetables. Their car insurance has also increased from $130 to $240 per month, despite having a clean driving record. Electric bills have gone up from an average of $45 to $125. Even buying a can of dip costs $8. The speaker is frustrated with the rising cost of living.

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We wake up early, work hard, and pay for a house and car we rarely use. The government takes a large portion of our wages, and even taxes our already taxed money through VAT. We save for a pension, but the government still takes a significant chunk of it. In old age, we struggle to afford basic necessities and have to wait until we're 80 to receive a state pension, which we can't pass down to our children if we die before that. It's a scam. We work long hours for nothing, giving our lives away to corporations and struggling to make ends meet.

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Everyone in Canada is struggling to make ends meet, including my family, friends, and coworkers. The cost of living is so high that many feel like they are just surviving, not thriving. Leaving the country seems like the only option, but it's expensive and challenging. The feeling of hopelessness is widespread. Starting a family feels impossible due to financial constraints. Many are facing the reality of not being able to afford children.

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Many people work hard to pay for a house they rarely spend time in and a car that mainly takes them to work. The government takes a significant portion of their wages, along with additional taxes like VAT. Saving for retirement is also challenging, as the government takes a large percentage of the pension. In old age, people often struggle financially, relying on cheap food like canned soup and bread. The state pension is only accessible at an advanced age, and if someone dies before receiving it, their children cannot inherit it. It's a frustrating situation, as people work long hours for little reward, feeling like they're being scammed by the system.

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The speaker discusses the high cost of living in Canada, with inflation at around 7% and the Bank of Canada raising interest rates. They mention a clip where people in need of food also inquire about assisted suicide. The CEO of the Mississauga Food Bank reveals that individuals living in poverty are expressing thoughts of suicide due to the extreme difficulties they face. The second speaker expresses heartbreak and a stronger determination to provide support.

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Since graduating college, the speaker has faced challenges despite networking and applying online. The only interviews were for MLM companies disguised as sales jobs. After needing income, the speaker took a cafe job where management allegedly stole tips from baristas. Filing a claim with the Department of Labor Standards Enforcement revealed a two-year backlog. Feeling unable to afford a house or kids, the speaker is considering leaving the country if things don't improve. They are planning to get an EMT certification and become a firefighter. Day trading is not a desirable option. The speaker feels they are one medical emergency away from generational debt. They advise current college students to be open to the possibility that their degree will not open doors for them.

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In 2025, a young person describes surviving on near-minimum wage: "I just got off an eight hour shift at work where I make double minimum wage in my state." They have "$50 to last me till next week" and must run to Walmart because "the wire in my bra snapped. I don't have underwear because it keeps going missing. My eyelash curler broke, and I have no food." They bought "four things. Four fucking things, and it came out to $40," and are "living off granola bars." With "$10" left, their car "keeps misfiring" and they can't afford repairs, so they cycle through turning it off and on. They share living with four roommates, paying "$8.50 a month" (including everything). They lament "Remember back in the good old days..." and conclude, "Fuck you. You guys had it so fucking easy and then you destroyed everything behind you. Fuck you."

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"I don't care how normal this feels. If this is adulthood, y'all can keep it." "It's wild how we've normalized this shit." "I don't I don't need a day off. I need a whole life reset." "I'm not tired because I didn't sleep. Tired because every part of this feels rigged from every corner." "Rent's higher. Gas is higher. Groceries are insane." "But nah, apparently, you know, we're just not working hard enough." "Just work harder. Just stop being negative. Try a side hustle. For what?" "Just so we can be tired in more creative ways?" "This isn't living. This is just making it to the next bill." "I don't know what this is, but it damn sure isn't living."

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Ontario is becoming unaffordable and difficult to live in. One person's mortgage has increased, and they can only pay the interest, not the principal. Groceries are also very expensive, making it hard to buy extra. The cost of childcare is high, and finding a daycare is a challenge. The speaker questions who is to blame for this situation and wonders if they should have been more financially literate in the past. They mention that buying a home is not a good investment unless you follow certain rules. The speaker also criticizes buying expensive cars, stating that it is a waste of money. Overall, the video highlights the financial struggles and rising costs in Ontario.

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The speaker is stressed because they don't have money to buy medicine for their sick daughter. They ask for financial help and express their frustration about living paycheck to paycheck. Another person offers to help and gives them $500. The speaker is grateful and tells the person to buy their own necessities and find a place to sleep. They find the person's actions inspiring and ask them not to cry, but to smile instead. They encourage the person to take care of themselves and express their gratitude again.

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The speaker emphasizes the repetitive cycle of going to school, taking out loans, getting a job, and paying back the loans. They mention the need to pay down the interest on the loans and start a side hustle just to break even. They acknowledge that this system has worked for others, but now it's time to create a system that benefits us.

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A customer, Patricia, expresses anxiety over the rising cost of her groceries, particularly as she's buying items for a charcuterie board for her in-laws. The cashier attempts to calm her, advising her to focus on him and breathe through the process of scanning expensive items like cheese, mixed nuts, and cured meats. Patricia voices her fear of passing out and questions the necessity of buying expensive items. The cashier encourages her to brace herself, reminding her that the "little things" add up. As the total reaches $257.84, Patricia despairs, and the cashier urges her to pay, stating that it's the hardest part.

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Everyday prices are too high, including food, rent, gas, and back-to-school clothes, which is called Bidenomics. A loaf of bread costs 50% more today, and ground beef is up almost 50%. There's not much left at the end of the month. Bidenomics is working. The price of housing has gone up, and it feels hard to get ahead. The speaker states they are very proud of Bidenomics.

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A nurse and her husband express their frustration about their financial struggles despite having good jobs. They live in a small house with their two kids and are stressed about making ends meet. The nurse is also studying full-time. They feel that despite working hard and living within their means, they are still struggling financially. They mention the rising prices and lack of influence to change the situation. They hope to share their story to find support and possibly inspire change. They request not to bring politics into the discussion and emphasize the need for solidarity during these challenging times.

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Speaker is a full time employed person living in Florida who can't afford to live. They spent their day off trying to find a more affordable place to live because they can't afford fucking $1,300 a month in rent and then fucking a $650 car note and then $300 in fucking insurance and then you got utilities. It's either I eat or I pay my bills, and which bill is gonna be fucking late this month? I nor anybody else should be working sixty plus hours a fucking week and not be able to fucking live. I'm about to crash the fuck out. Maybe it's just me losing my fucking mind. apartment complexes and and realtors and even private renters, fuck you. The frustration is extreme and they feel unable to afford basic housing in Florida.

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I'm paying over $200 a month for a carbon tax, $47 extra on gas, $187 extra on hydro. Gas now costs $98 to fill my SUV, up from $71. Saw a can of ginger ale for $3.49. Canadians are suffering, some even writing death notes. I work full time as a personal support worker. Translation: I am paying high costs for carbon tax, gas, and hydro bills. Gas prices have increased, and basic items like ginger ale are expensive. Many Canadians are struggling, with some expressing thoughts of suicide. I work full time as a personal support worker.

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Speaker 0 says she feels like she’s absolutely drowning financially as a single 29-year-old woman. She has three jobs and is still struggling, and is getting farther into credit card debt because she doesn’t have enough after the first of the month to avoid using it. She describes a full-time job that isn’t working, a second job that’s barely doing it, and a third job that is hit or miss if she even gets paid on time. She feels overwhelmed and doesn’t know what to do. She asks whether any industry is doing well right now. She used to be a server and used to have cash every night from serving, but she doesn’t have that anymore and isn’t sure if servers are doing okay now. She has seriously considered quitting her full-time good job to go back to serving because, at least with serving, she can use her personality and try to get more money than minimum wage.

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The speaker expresses frustration with their student loan balance. They made a double payment, exceeding the minimum, and then paid an extra $153 to bring the balance under $30,000 after 13 years of payments. Despite these payments, the speaker was dismayed to find that the balance had increased instead of decreasing. They attribute the increase to interest and lament that they may never see their balance drop below $30,000.

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The speaker reports an unusually high monthly utility bill of $810 for gas and electricity, noting that neighbors in the same area have similarly expensive bills. They mention that the gas and electric company, which effectively owns the area, has been signaling through the news that bills would be higher. The speaker questions how the situation can be tolerated, expressing concern about protests and the pressure to turn off heating despite personal needs. They highlight a family situation with three children, including two nonverbal autistic children who require ongoing therapy, costing about $10,000 per year. The speaker asks whether they can continue sending their children to therapy if they must pay over $800 per month just to have heat and electricity in their home. They describe their home as a twelve hundred fifty square foot ranch brick house, noting that it is not large. The speaker emphasizes a perceived lack of accountability, asking how the company can be allowed to act this way. They state, "They are price gouging the American people." They express frustration that there seem to be no repercussions and argue that "Something has to change."

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I have three jobs and I'm still struggling. I am a teacher. I tutor after school. I just got through with one of my tutoring sessions actually, and I also make content. I have one full time job with full benefits and then two part time slash contract jobs, and I am still struggling. The solution is not to get a fourth job. There's something wrong with this world. Something has got to give to where we live in a world where people can work multiple jobs and they're still struggling. What does that say? Like the solution isn't you need another job or you're just lazy and you don't wanna work. We're working multiple jobs. What more do we have to do in order to live comfortably in this world? I I think it's ridiculous.

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Despite making more money than ever before, the speakers express their frustration with their financial situations. Speaker 1 mentions earning over $80,000 a year, but still struggles to make ends meet. Speaker 2 also states that they make more than in 2015 but live paycheck to paycheck. Speaker 3 is grateful for their $34 hourly wage but feels that it is not enough in the long run. Speaker 4 questions the purpose of working and going to school when they continue to struggle financially. They all feel trapped in a never-ending cycle of financial hardship, blaming high expenses such as rent, food, utilities, and transportation. They conclude that this situation is unsustainable and express a desire for change.

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I can't understand why hardworking people struggle to make ends meet despite earning more than ever. The economy is mentally draining, with expenses like groceries and gas becoming unaffordable. Middle-class families like mine barely have any savings left after paying bills. It's unfair that those who work hard are the ones struggling, while others get things handed to them. Something needs to change. It's exhausting to constantly worry about money. If you feel the same, know that you're not alone. The system is flawed, and it's time for a change.

TED

An honest look at the personal finance crisis | Elizabeth White
Guests: Elizabeth White
reSee.it Podcast Summary
Elizabeth White shares her personal experience of financial struggle despite appearing successful. She highlights the difference between being broke and poor, emphasizing the shame and silence surrounding economic hardship. Many educated individuals face downward mobility due to systemic issues like stagnant wages and the decline of pensions. With Social Security insufficient for retirement, she urges people to come out of the shadows and form supportive communities. White advocates for a "smalling up" mindset, focusing on essential needs and embracing bridge work while navigating financial crises. She calls for societal change to ensure dignity and well-being for older Americans.
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