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We must not allow the elimination of cash. If we rely solely on central bank digital currencies, the computer will anticipate our actions and prevent us from doing certain things. For instance, if there is a restriction on traveling beyond 5 miles from home and you attempt to buy water 6 miles away, you will be denied. There are numerous reasons why it is important to keep cash.

I currently have no cash available as it's all tied up. I can't even call a taxi because I don't have a credit card or checking account. The little cash I saved is almost gone. I do have a business and can manage business expenses, but I have to be very careful to avoid mixing personal and business expenses. Unlike others, I would face serious consequences for any mistakes.

I don't have money because my account hasn't been deposited with 3,600 pesos yet. I'm not sure if it goes into my bank account. Can you check? Also, is there any balance on that card?

The speaker states that everywhere people go, they’re asked for a Social Security card, and that proving you’re a bonafide person who can have a job involves asking for a driver’s license and a Social Security card. This is described as an anti-fraud amendment. The speaker notes that people ask why we can’t stop illegal immigrants or others from coming here, and to constituents, the number one answer given is that when they come here, they can get jobs and benefits against the law because of fraud.

Banks are increasingly restricting withdrawals and deposits. A friend attempted to withdraw $20 but was told he needed to explain its purpose. When he went to withdraw $20,000, the bank required proof of where the money was going. Additionally, attempts to invest in Bitcoin were limited to just $5 a month. This reflects a broader trend towards a cashless society, which could lead to increased control over personal finances. It's essential to diversify your funds across multiple banks, as relying on bank insurance can be risky. Political views can also affect banking access, as seen with Nigel Farage's experience of being debanked. Ultimately, it's crucial to take control of your finances and decentralize your money.

The speaker describes a system introduced in Thailand that centralizes biometric data and requires all ID and financial information to be under one roof. They claim this led to an immediate, nationwide disruption: "simultaneously, over 3,000,000 people had their bank accounts shut down." Thailand is framed as a case study for the use of biometric data in every facet of life, with "Every banking transaction [being] monitored and scrutinized." Any perceived discrepancy is said to be flagged as fraud and punished without due process. According to the speaker, regulations overwhelmed the system, resulting in a "full fledged banking crisis." They assert that "Over 3,000,000 Thai bank accounts were frozen instantaneously without warning as a result of government overreach." When people attempt to check why a payment failed, they are reportedly told that their account has been frozen. The claim is that "All of your accounts for that matter" are frozen, and the bank is "investigating you for suspicious activity and potential money laundering or fraud." There is said to be "no warning, call, or letter, and there is no clarification as to what transaction was flagged." The outcome is described as being "completely locked out of your accounts," losing the ability to purchase, fill your gas tank, or buy groceries. The speaker notes that millions are facing this reality in Thailand, and that the situation has "freaked the entire country out." They add that "thousands of accounts are frozen each week" and that panic has ensued. Retailers are no longer accepting cards and are demanding payment in cash as they worry about being removed from the banking system. Confidence in the government and the entire banking system is said to have evaporated, with people "rationally fear[ing] that their account will be targeted next without warning." The speaker asserts that government overreach has backfired, leading people to remove themselves from the banking system entirely, which they describe as "a really good thing to see, folks." The narrative frames this as a backlash that demonstrates the necessity of keeping cash alive and relying less on a digital system. It is presented as a test case for what the digital ID will do, and a warning against accepting it. The speaker contends that many warnings have been issued for a long time, and emphasizes the need for people to see what is happening. In closing, they say, "All everyone's been arguing over whether Charlie Kirk died or whether he didn't. It doesn't matter. What matters is what they're gonna do with it."

I'm a little annoyed. I went to the bank to close my business account, and they told me I had to dissolve my business and prove it before they'd let me close the account. I opened the account with them in the first place. I'm the owner, and I'm the only authorized signer. Why can't I just close the account? There's no one above me. What if I just don't want to do business with them anymore? I'm not dissolving my whole business just to switch banks. That's ridiculous.

The IRS has been using AI to access American citizens' bank accounts without warrants. They claim to have access to everyone's accounts and are willing to go after small taxpayers. Jim Jordan and I demanded answers from the IRS. We need a new administration to protect our civil rights from this lawless surveillance.

Three Australian cases illustrate bank overreach amid crypto, Know Your Customer rules and digital-ID talk. A woman known as Mantra Moments says a bank froze her account after a crypto purchase; after a second attempt, staff asked for private information about a friend. “Your restriction stays for two more days,” and “We’re keeping you safe,” she says, leaving her unable to pay rent. In another case, a customer withdrawing cash for construction faced demands for invoices; maximum without proof is $4,000 a day; “we need proof” and “there's a lot of scams... protect you from being reckless.” A third story: Katie McMaster was locked out of HSBC, told to verify identity with “100 points of ID” after no suspicious activity; recall of “know your customer” and warnings that digital ID/digital currency/social credit are coming. Promo: free webinar Oct 9 privacyacademy.com/pulse.

The speaker expresses frustration with Wells Fargo for not allowing them to deposit money in a state without a mask mandate or lockdown. They refuse to put cash through the drive-thru and demand that the bank either let them deposit the money or retrieve it from the safe. The bank employee explains the mask policy and suggests using the drive-thru, but the speaker insists on getting their money or leaving. The speaker questions the legality of the bank's actions and requests a supervisor. Eventually, the bank employee offers to process the transaction but explains they don't have enough cash on hand. The speaker agrees to wait outside while the employee clarifies the situation. The speaker asks if they are under arrest and decides to leave.

I work long hours until 4:45, waiting until age 57 to retire with a pension. Going back to the office on Mondays is tough. I have dental, but filling out forms is frustrating. I'm embarrassed about the price hikes on my rental in Ocean City. Cameras are required for today's meeting. I waste my life waiting for a verification code. It's hard to check my 401k and my fudge round supplier doesn't take Apple Pay anymore. My job could be done by one person. Living in the real world is harder than you think. I have healthcare, but it's scary. I only have a few weeks left to open and roll. The new boss just snaps his pen. They want us back on Tuesdays too. We're just like you.

The discussion centered on keeping money flowing to Somalia. A bank that facilitates remittances from the United States to Somalia is worried about potential criminal prosecutions or regulatory action after a recent conviction of Amina Ali for gathering money for Al Shabaab and using a money-transfer service. The bank, not used to transmit the money directly in that case, fears being targeted if someone uses their system improperly, and plans to stop the remittance flow. The Somali community sought to persuade the bank to stay open and to work with them to continue providing aid. The American refugee committee notes that Somali families rely on Franklin Bank to send money, and that Hawalas are a lifeline for Somalis; if the bank cuts the line, millions could be affected. The question raised is what the office is doing to prevent this action. The response describes working with the executive branch (Treasury), the White House, and the State Department to obtain assurances that banks operating legally will not be prosecuted if someone uses the bank improperly. The aim is to obtain language that will reassure banks and keep money transmission open so Somalis can receive needed funds. The office emphasizes day-and-night effort and requests prayers, ideas, and collective help. When asked whether restricting Hawalas could push Somalis to use riskier channels, the response is that the current system minimizes risk because wire transfers require ID and safeguards; alternative methods like sending money in a suitcase on an airplane to Mogadishu would offer no oversight, potentially allowing funds to reach terrorist groups. The Hawalas are described as entrepreneurship and essential service; shutting them down would increase risk. On whether it is fair to punish the whole community for the actions of a few, the response rejects collective punishment, noting the Somali community’s achievements in Minnesota and across the United States, with friends winning local and state offices, and ongoing integration and entrepreneurship. Nonetheless, the world is as it is, and actions of a few can be attributed to the group. The bank seeks a government waiver similar to humanitarian exemptions to continue services; the government perspective is being considered for humanitarian impacts. The drought and famine in the Horn of Africa are cited, with Kenya and Ethiopia also affected, and efforts are being directed to highlight the humanitarian crisis to the Department of Justice, Treasury, and State. In closing, the congressman urges the Somali community to engage actively: write letters, send information, and contact his office and the departments to demonstrate how vital it is to keep the remittance system open. He stresses that most Somalis here are committed to improving Minnesota and the world, and that Amina Ali’s actions did not reflect the community, while calling on the community to discourage any actions that could harm others.

A big bank has confirmed that some branches no longer handle cash over the counter, directing customers to smart ATMs instead. The number of ATMs has decreased by more than half since 2017. In a conversation, one person asks for change but is told that cash is no longer used. The other person agrees, stating that not having cash is more convenient. This marks another step towards a cashless society.

There are reports of ICE notifications being sent to businesses in Chicago, threatening audits of their workers. This is especially concerning for Mexican-owned businesses like my restaurant, where all my employees are also Mexican. The potential fines of $20,000 per undocumented worker could bankrupt us. We understand it's technically illegal to hire workers who aren't documented, but people come here to work hard and improve their lives, and I can't turn them away simply based on their status. If anyone has expertise on this issue, particularly regarding whether these audits are widespread or targeted, please share your knowledge. In the meantime, I'm praying for protection and guidance.

To open an account, you need a digital, biometric ID, which was rare in Africa and Latin America. This ID is crucial for financial services, school enrollment, health records, and government subsidies. It has become essential beyond just financial services.

What if an organization like Ericsson controlled the internet? It raises questions about how a non-government entity could hold a government hostage through its monetary system. This situation has already occurred with the current system, particularly with the Federal Reserve and SWIFT, which operates privately. For instance, withdrawing over $10,000 from a bank often prompts questions about the purpose. Debanking is also becoming common. A personal example is the 2019 shutdown of Lebanon's Central Bank, which left many without access to their funds, while local politicians managed to retrieve theirs. People often remain unconcerned until a crisis directly impacts them, similar to the 2008 real estate crash, highlighting how governance and private sectors often disregard individual concerns until they face legal consequences.

The speaker reports being unable to buy food in China. After receiving a cell phone linked to a Chinese bank card, the account was flagged, requiring facial recognition identity verification. The speaker expresses disbelief at needing facial recognition to spend a gift card balance. The speaker failed the verification, as the phone setup was done by a cousin. As a result, the speaker is once again unable to buy anything.

JPMorgan Chase allegedly told the speaker they had 20 days to move their hundreds of millions of dollars in cash, despite a 35-40 year relationship with the bank and no loan defaults. Bank of America also showed no interest in opening accounts for the speaker, even after previously being very cordial. As a result, the speaker deposited funds in smaller banks, $5-12 million at a time. The speaker believes banks discriminated against them and other conservatives/Trump supporters. They claim the Biden administration directed banking regulators to target them, but despite this, the speaker became president.

Tickets for Fazil Fears, regular or VIP. Can't take a large bill. Use my debit instead. Need ID or driver's license. Gotta make a copy every time you swipe. New policy. Don't want copies of my cards everywhere. Don't want it stolen? Not responsible. Can pay with cash. It's fine. This place feels weird. Strange policy. When did it start? 3228. What? Hold on. Tried to pay with a 100, they said... Let's get out of here.

Speaker 0: Once you've got everything under one roof and you've got all your ID together in one place, it means you can be switched off at the touch of a button. So they brought this system in in Thailand, and suddenly, like simultaneously, over 3,000,000 people had their bank accounts shut down. Thailand has become a case study for the use of biometric data in every facet of life. Every banking transaction is monitored and scrutinized. Any perceived discrepancies flagged as fraud and punished without due process. Regulations have overwhelmed the system resulting in a full fledged banking crisis. Over 3,000,000 Thai bank accounts were frozen instantaneously without warning as a result of government overreach. Transaction denied, you'd contact your bank to see why the payment failed only to learn that your account has been frozen, all of your accounts for that matter. The bank is investigating you for suspicious activity and potential money laundering or fraud. There was no warning, call, or letter, and there is no clarification as to what transaction was flagged. You're completely locked out of your accounts. You have lost the ability to purchase. You cannot fill your gas tank. You cannot purchase groceries. You've been completely removed from the financial system, and you do not know when or if you will regain access to your funds. This is the reality for millions of people banking in Thailand. That's crazy stuff, folks, and this freaked the entire country out. But the article goes on to say, thousands of accounts are frozen each week. Panic has ensued. Retailers are no longer accepting cards demanding payment in cash as they too are worried that they will be removed from the banking system. Confidence in the government and the entire banking system evaporated. People rationally fear that their account will be targeted next without warning. Government overreach has backfired, and the people are removing themselves from the banking system entirely. And that's a really good thing to see, folks. Yeah. So it backfired, and it caused the people in Thailand to see how much they need to keep cash alive and depend on cash. And it's saying it serves as a test case for what this digital ID is gonna do. Well, it also serves as a test case for why you shouldn't accept it. And so many of us have been warning about this for so long, folks, and it's imperative that people see this because this is what's been going on. All everyone's been arguing over whether Charlie Kirk died or whether he didn't, it doesn't matter. What matters is what they're gonna do with it.

Do you accept payments like Cash App, Apple Pay, or Zelle? We need to get paid for this trip. I don’t have any details about it. What’s the HR name? Why did the call drop when I mentioned money? That’s unacceptable. How are you doing? How many Black employees are here? I’m here to support you all. Make sure you get treats for Halloween. Is there a payout week? If someone doesn’t show up, what happens? Every time I try to discuss payment, the call disconnects. This company seems to be playing games, and it’s frustrating. We need to address this situation.

If we were seen as a sanctuary program, especially one using federal dollars, we'd face a lot of problems. To avoid scrutiny, we strategically omit status inquiries from our federal statutes by subtly influencing bill language in congress. Now, with the new efficiency team's surveillance, communication has moved offline to encrypted apps like Signal, even though we're not supposed to conduct business there. They've installed software to track keystrokes and monitor our calls. If I end up on leave, I'm headed to the beach, taxpayer money well spent! Many in administrative roles are already leaving since we can't do much anyway. If I'm in Mexico, don't worry about it.

In China, there is a disturbing situation where I am unable to buy food. My uncle and cousin helped me get a cell phone linked to a Chinese bank card, but now it has been flagged. I have to go through facial recognition verification just to use my gift card balance on this debit card. It's terrifying to open my mouth for verification. Thankfully, the Chinese app is not racist, but unfortunately, I did not pass the verification.

I visited the bank today and was told it wouldn't serve me, even though I've been a customer for seven years. I've previously raised complaints about my rent, and the manager had instructed the staff not to harass me. Despite this, I still faced issues today. Officer Jordan, can I speak? I need to address my time off.

What if an organization like Ericsson controlled the internet? It raises concerns about non-government actors potentially holding governments hostage through monetary systems. This has already occurred with the Federal Reserve and the private nature of systems like SWIFT. For instance, withdrawing large sums from banks often leads to intrusive questions, and debanking is becoming more common. A personal example is the 2019 Central Bank shutdown in Lebanon, where many lost access to their funds, while local politicians managed to retrieve theirs. People often remain unconcerned until they are personally affected, similar to the 2008 real estate crash, highlighting how governance and private sectors operate until individual interests are at stake.